At this point, you’ve closed on your lot and you have your construction loan in place. You are now free to begin moving forward on your next items. Designs: If you haven’t already done so, now is when you wrap everything up with your Architect. That will also include having an Engineer review the plans and submit required specifications for some of the structural work. The Engineer does far more than just stamp their approval onto the Architect’s plans. Here is an important piece of advice, don’t shop for your Engineer, use the one your Architect often works with. It will save you a lot of time and money in the long run. Permitting: Once you have the final plans from both the Archite
Design Phase – This phase of your home build will take place prior to actually closing on your property. During this phase you need your construction loan pre-approved, a lot contracted on and an architect ready to draw up your plans. The architectural plans are required by the bank in order to get final approval and to close on your loan. You will discover many things about your property during this phase as you will be required to get soil samples and a survey. Soil samples are important as the results determine the grading and foundation restrictions. If your home is being built on piers, the soil report determines the depth of the piers. The survey will disclose your setbacks and ea
